Privacy Policy
By visiting, using and/or submitting information to this Site, you are accepting the practices described in this Privacy Policy and the terms and conditions of Grupo Mariana’s Agreement of Terms of Use located at the URL www.grupomariana.com (the “Terms of Use”). This Privacy Policy and the Terms of Use apply to your access and use of the Internet Web sites owned and operated by Grupo Mariana and its affiliates, including, but not limited, to the Web site located at www.grupomariana.com (collectively, the “Site”).
The Site is owned and operated by Grupo Mariana , S.A., a company organized and existing under the laws of Nicaragua (together with its affiliates, “Grupo Mariana ”). Grupo Mariana takes your privacy seriously, and has published this Privacy Policy to explain how Grupo Mariana treats all information you may submit to the Site, except information which you may submit pursuant to a sweepstakes entry. In the event of a sweepstakes, please refer to the Official Rules and Privacy Policy for each individual sweepstakes for Grupo Mariana’s specific policies regarding information sharing and disclosure pursuant to sweepstakes entry.
Collection of Personally Identifiable Information and Other Information
Many of the features of the Site are available to you without your providing personally identifiable information or other information. The following are certain situations in which Grupo Mariana may collect personally identifiable information and other information from you:
Registrations and Applications. When you register or apply for products and/or services with Grupo Mariana , Grupo Mariana may ask you for personally identifiable information like your name, e-mail address, birth date, gender, country of residence, postal code, occupation, industry, personal interests, range of purchase price, and other demographic information. If you are submitting payment for a product or service, Grupo Mariana may also ask for your credit card number or other payment information.
You may need to register or apply with Grupo Mariana to access or participate in the following: Certain portions of the Site, such as certain Web sites specific to your development or community. Grupo Mariana newsletters or other communications. Sweepstakes, contest or other promotions. Owner or Resident of Grupo Mariana Communities and Use of Products and Services. If you are an owner or resident at one of Grupo Mariana’s communities, or otherwise use Grupo Mariana’s products or services, Grupo Mariana may obtain personally identifiable information from you in connection with your actions as an owner or resident or your use of such products or services.
Use of Forums. If you choose to transmit, submit or post information through Grupo Mariana’s chat rooms, bulletin boards or other forums (the “Forums”), Grupo Mariana will collect that information you provide, which may include personally identifiable information.
Correspondence. If you send Grupo Mariana personal correspondence, such as emails or letters, including, without limitation, feedback, data, questions, comments, or suggestions, or if other users or third parties send Grupo Mariana correspondence about your activities or postings on the Site (collectively, “Correspondence”), Grupo Mariana may choose to collect such information, which may include personally identifiable information.
Surveys. If you submit any survey about Grupo Mariana , any entity comprising Grupo Mariana , or any Grupo Mariana community, product or service, Grupo Mariana may receive and collect information about you, including personally identifiable information.
Business Partners. Grupo Mariana may receive your personally identifiable information from one of Grupo Mariana’s business partners.
Public Sources. Grupo Mariana may obtain your personally identifiable information from public sources, such as deeds or mortgages.
Grupo Mariana is providing the above list to you as a good faith example of situations in which Grupo Mariana normally collects information, including personally identifiable information. The type of personally identifiable information and other information that Grupo Mariana collects from you, however, will depend on the developments, communities or projects that you are interested in or living in, or the services that you are requesting or receiving.
Use of Personally Identifiable Information and Other Information
Use in Connection with Products and Services. Grupo Mariana may use your information, including your personally identifiable information, to provide you with products and services for developments, communities or projects that you are interested in or living in, or services that you are requesting or receiving. This includes using your personally identifiable information to improve Grupo Mariana’s marketing and promotional efforts and content and product offerings.
Grupo Mariana’s use of your personal information may also include contacting you and delivering to you information such as administrative notices regarding Grupo Mariana’s developments, communities, projects, products and services, and communications regarding your use of the Site. In addition, Grupo Mariana may use your personally identifiable information to contact you and deliver to you information, that, in some cases, is targeted to your interests, such as product offerings, service offerings, targeted advertisements, and other communications regarding Grupo Mariana’s products and services and related third-party products and services, even if you are on a “Do-Not-Call List.” By visiting, using and/or submitting information to the Site, you expressly agree to receive this information.
Credit Card and Payment Information. Notwithstanding anything to the contrary in this Privacy Policy, Grupo Mariana will not knowingly disclose to any third-party your credit card number or other personal payment information without your prior consent, except to the extent necessary or appropriate to comply with applicable laws or in legal proceedings where such information is relevant or where Grupo Mariana believes, in good faith, that the law requires such disclosure.
If you consent to Grupo Mariana or one of its third-party service providers obtaining your credit history, then Grupo Mariana may obtain your personally identifiable information from the credit history and related transactions.
Information Provided in Forums and Correspondence. Any information provided in Forums or Correspondence is not confidential, and Grupo Mariana has unrestricted rights to use such information, including, without limitation, any ideas, concepts, know-how, software, documentation, diagrams, drawings, schematics or techniques contained within such information, in any manner and for any purpose whatsoever, including, but not limited to, resolving disputes, providing customer support, developing and marketing products and services, and troubleshooting problems.
Aggregated Use. Your personally identifiable information may be aggregated and used by Grupo Mariana for market research, project planning, troubleshooting problems, detecting and protecting against error, fraud or other criminal activity, to enforce Grupo Mariana’s Terms of Use, and for other internal purposes.
Other Use. Grupo Mariana may also use your personally identifiable information to improve and customize the content you see on the Site, to analyze site usage, as otherwise described to you at the time of collection, and as otherwise set forth in this Privacy Policy or as permitted by law.
Disclosure of Personally Identifiable Information and Other Information
The following describes some of the ways that your personally identifiable information may be disclosed in the normal scope of business for marketing and sales purposes and to otherwise provide Grupo Mariana’s products and services:
Disclosure in Connection with Products and Services. Grupo Mariana may need to disclose your personally identifiable information to third parties, including a club controlled by Grupo Mariana or an affiliate of Grupo Mariana , in connection with your registration for or use of certain Grupo Mariana products and services. For example, Grupo Mariana may need to confirm certain information provided by you with third parties such as your bank, employer, Mortgage Company, landlord, utility providers, government entities, credit agencies, and other businesses where you have an account or credit card. Disclosure in Connection with Property Owners’ Association. In certain cases, Grupo Mariana may disclose or transfer your personally identifiable information to an independent property owners’ association such as a homeowner’s, condominium or other owner’s association. Internal Service Providers. Grupo Mariana may use third-parties that Grupo Mariana refers to as internal service providers to facilitate or outsource one or more aspects of Grupo Mariana’s business, product and service operations that Grupo Mariana provides to you and therefore Grupo Mariana may provide some of your personal information directly to these internal service providers. In some instances, the internal service provider may collect information directly from you. If you provide additional information to an internal service provider directly, then their use of your personally identifiable information is governed by their applicable privacy policy. External Service Providers. There may be a number of separate services offered by third-parties that Grupo Mariana refers to as external service providers that may be complementary to your use of the Site. If you choose to use these separate services, disclose information to the external service providers, and/or grant them permission to collect information about you, then their use of your information is governed by their privacy policy. Because Grupo Mariana does not control the privacy practices of these third parties, you should evaluate their practices before deciding to use their services. Advertisers. Grupo Mariana may aggregate personally identifiable information and disclose such information in a non-personally identifiable manner to advertisers and other third parties for their marketing and promotional purposes.
Notwithstanding the foregoing, Grupo Mariana reserves the right (and you authorize Grupo Mariana ) to share or disclose your personally identifiable information when Grupo Mariana determines, in its sole discretion, that the disclosure of your personally identifiable information is necessary to identify, contact, or bring legal action against you if:
- you are or may be violating this Privacy Policy or Grupo Mariana’s Terms of Use;
- you are interfering with another’s rights or property, including, without limitation, Grupo
- Mariana’s rights or property;
- you are violating any applicable law, rule or regulation;
- necessary or required by any applicable law, rule or regulation; and/or
- requested by authorities in the event of any act of terrorism or instance of local, regional or national emergency.